$0
Learn and calculate
For visitors who need clarity before committing to a plan.
- Guides and glossary
- Six core calculators
- 7-Day Money Reset
- Research and assumptions pages
Offer clarity
Start free. Upgrade when you want a full money system.
Finelo's core education and calculators stay free. Paid options are positioned around convenience, templates, saved workflows, and guided reviews.
FreeLearn the number
Use guides, calculators, and the reset.
TemplateOrganize the system
Turn the plan into reusable worksheets.
ProRepeat the habit
Save scenarios, reviews, and next moves.
$19
Organize your money faster
For users who want worksheets, trackers, and printable planning assets.
- Budget kit
- Debt payoff tracker
- Emergency fund tracker
- Net worth and sinking fund templates
$9/mo
Build a repeatable plan
For repeat visitors who want saved scenarios, monthly reviews, and guided planning.
- Saved calculators
- Money plan dashboard
- Monthly review prompts
- Challenge and course access
Education before purchase.
Users can use calculators, read assumptions, join the reset, and test the dashboard before deciding whether templates or Pro make sense.
Who should upgrade?
Upgrade only if you want reusable worksheets, saved planning flows, and a structured monthly review. If you only need quick numbers, the free tools are enough.
Will this replace professional advice?
No. Finelo is educational. It helps users prepare better questions, understand tradeoffs, and organize decisions before seeking qualified advice when needed.
Not ready?
Start with the free reset, then return weekly for prompts. The paid path should feel like a natural upgrade, not pressure.
Decision support
Pick based on your current friction.
Pricing should reduce uncertainty. Finelo frames each option by job-to-be-done, not by pressure.
| If your problem is... | Best path | Why it works | Next step |
|---|---|---|---|
| I do not know where my money goes | Free reset | Creates the first money map without paying. | Start reset |
| I need a budget or debt number | Free calculators | Turns uncertainty into a concrete target. | Open tools |
| I want printable structure | Template pack | Gives repeatable worksheets for weekly reviews. | View kit |
| I want a guided monthly system | Finelo Pro | Adds saved workflows, reviews, and planning rhythm. | Explore Pro |