Source materials

Official references behind the finance library.

Use this page when a section needs more evidence. It collects source material for rules, rights, calculators, definitions, and country-specific finance basics.

Budgeting

Budget worksheets and money goals

CFPB monthly budget worksheet budget structure Consumer.gov budget worksheet beginner worksheet CFPB Your Money, Your Goals toolkit

Saving

Savings goals and compounding

CFPB saving resources saving education Investor.gov savings goal calculator goal math Investor.gov compound interest calculator growth math

Debt

Debt rights and collection

CFPB debt collection consumer rights FTC debt collection FAQs rights and steps FTC credit and debt debt education

Banking

Bank accounts and deposit safety

CFPB bank accounts account basics FDIC deposit insurance deposit safety FDIC Money Smart financial education

Investing

Investor education and retirement

Investor.gov investor education IRS Roth IRAs account rules USAGov retirement planning tools retirement resources

Privacy

Apps, data, and fraud

FTC app privacy privacy checklist FTC online privacy and security safe use CFPB complaints consumer complaint route

How to use

Add source links inside serious sections.

Any page explaining rules, rights, account eligibility, tax treatment, debt collection, insurance, or investment risk should include source material or a link back here.

Editorial rule

Source pages do not replace advice.

Finelo can educate and link to official resources, but personal legal, tax, debt, and investment decisions may require a qualified professional.

Editorial methodology