Checklist

Check privacy before connecting your money.

A finance app can be useful, but bank-linking, tracking, subscriptions, ads, and data sharing deserve a careful review before you hand over access.

Access

What data does it request?

Check whether the app asks for bank balances, transactions, identity details, credit data, location, contacts, or device tracking.

Control

Can you revoke access?

Look for clear instructions to disconnect accounts, delete data, export data, cancel subscription billing, and close the account.

Business model

How does it make money?

Paid subscription, ads, affiliate offers, product recommendations, data use, and lead generation create different incentives.

Security

Does it explain protection?

Look for two-factor authentication, encryption statements, bank-linking partner details, breach notices, and support contact routes.

Sharing

Who receives data?

Read the privacy policy for vendors, advertisers, analytics providers, affiliates, and legal disclosure language.

Fit

Do you need linking?

Some users can get value from manual tools, templates, or calculators without connecting accounts.

Next step

Use Finelo without linking accounts.

Finelo calculators run in the browser as static education tools. For saved data, review privacy and security before connecting any future account feature.